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Term Life Insurance Policy Oregon It's less expensive than you could think. The ordinary life insurance price for a 40-year-old in exceptional health and wellness can be just $27 a month for a 10-year term with $250,000 in coverage, according to Quotacy, a life insurance brokerage firm. If you pass away throughout the plan term, the insurance company will pay the plan's stated value to your beneficiaries. This money benefit-- which is, in most cases, not taxed-- might be used by beneficiaries to resolve your health care as well as funeral service prices, consumer debt, or home mortgage debt, to name a few points. The earlier you use, the far better. No matter which insurance company you choose, 2 of the primary aspects that influence your life insurance premium are your age as well as health and wellness. The more youthful as well as much healthier you are when you use, the far better your life insurance price is most likely to be. State Of Oregon Term Life Insuranc